Life expectancy in the United States has continued an upward trend over the last several decades. The average life expectancy for men is 76.4 years and the average for women is a healthy 81.2 years of age. What has not trended upward, however, is the number of people engaging in long-term care planning. The fact is, 63 percent of Americans age 65 or older will need either in-home nursing care...Read More
According to Veyo, a leader in the Non-Emergency Medical Transportation (NEMT) industry, there are over three and a half million people who have a difficult or impossible time getting to their doctor’s appointments. Many of these people are seniors, especially those who live in rural areas and people of color. Moreover, many of these seniors have chronic conditions, and serious quality of...Read More
WHAT IS SOCIAL SECURITY?
The Social Security Administration was founded in 1935 after the Great Depression to ensure that American citizens would have a reliable stream of income when they retire through no effort of their own. Social Security is a pay-as-you-go program, which means that you get Social Security taxes taken out of your paycheck today, that is then paid out to beneficiaries,...Read More
Dorothy lived alone after her husband died. Soon her son Damien noticed that she didn’t have enough clean clothes, her fridge was empty, and she had fallen a few times.
Clearly if Dorothy were going to stay at home – and who wouldn’t rather do that, if possible – she would need help. Damien was willing to move in and care for Dorothy, but he would have to sell his house and quit his job,...Read More
In today’s world, some seemingly simple things have become more complicated. What is unfortunate is that seniors, who are more likely to be accustomed to the way things were in the past, become increasingly likely to fall through the cracks. One of the times when seniors are at their most vulnerable is when they are in the hospital.
You might think that being admitted to the hospital is pretty...Read More
The nation is facing a growing problem with the number of long term care workers. This shortage will cause increasing difficulty in finding direct care workers in the coming years. As the life expectancy and aging Baby Boomer population continues to increase, the need for long term care workers will also increase. However, studies show that the number of available workers is on the decline....Read More
After Maria’s husband died, Maria’s daughter Debby persuaded her to sell the family home and move into Debby’s mother-in-law cottage. That way they could stay close, and Maria could invest the money from the sale in a nest egg on which she could live comfortably. The house sold for a handsome sum, Maria moved in, and life was good.
Unfortunately, soon after Maria had...Read More
What is Alzheimer’s Disease?
Alzheimer’s disease is defined as an irreversible, progressive mental deterioration that can occur in middle or old age. It is the most common form of dementia.
What causes Alzheimer’s Disease?
Alzheimer’s disease is caused by a generalized deterioration of the brain. The disease is caused by a combination of factors, including genetic, lifestyle, and environmental...Read More
Most of us don’t like to think about the possibility of something harmful happening to us or a loved one. Because of this, we rarely think about how to protect ourselves and our loved ones if the worst were to happen. However, just as it is important to buy home insurance to protect your home and auto insurance to protect your vehicle, every individual should have an advanced care directive to...Read More
Most people dream of the day they can retire. The problem is that many do not move beyond dreaming to planning. Planning can be done no matter what your age, but experts encourage people to start as early as possible. Retirement planning can seem like a daunting endeavor for many people as they focus on day-to-day financial obligations. Many people have no idea where to start. A few simple...Read More