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Long Term Care

retirement age couple with photo wall behind them

Estate Planning For a Longer Life Expectancy

As Texans are living longer than ever before, it’s crucial to consider how this affects your estate planning. With advances in medicine and technology, the average lifespan has increased significantly in recent decades. Living longer creates new challenges and considerations for your estate planning. One of the most significant impacts of longer lifespans is the …

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How to Pay for Assisted Living – Medicaid’s Assisted Living Waiver Program

A recent report was issued that reviewed a number of state’s Medicaid Assisted Living Waiver Program.  These programs provide Medicaid funding to assisted living or in-home care.   The report found that providing public benefits to eligible individuals before they required skilled nursing care reduced the state’s overall Medicaid expenditures.   Further, it provided options …

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How Are You Thinking About Long-Term Care Costs in Estate Planning

Long Term Care Payment Options Continue to be Limited The Wall Street Journal continues to report on the struggles of the long term care insurance market.  Why is this important?  Long term care insurance was viewed as the middle class solution to affording long term care.  Without long term care insurance, options are limited for …

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