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Long Term Care

When to Update Your Estate Plan in Texas

Keeping your estate plan updated is a crucial aspect of financial planning that many people tend to overlook past an initial preparation. Simply creating an estate plan is not enough. There are many reasons to review and update your estate plan, which you’ll read about in this article. Regularly updating your estate plan ensures that […]

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retirement age couple with photo wall behind them

Estate Planning For a Longer Life Expectancy

As Texans are living longer than ever before, it’s crucial to consider how this affects your estate planning. With advances in medicine and technology, the average lifespan has increased significantly in recent decades. Living longer creates new challenges and considerations for your estate planning. One of the most significant impacts of longer lifespans is the

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How to Pay for Assisted Living – Medicaid’s Assisted Living Waiver Program

A recent report was issued that reviewed a number of state’s Medicaid Assisted Living Waiver Program.  These programs provide Medicaid funding to assisted living or in-home care. The report found that providing public benefits to eligible individuals before they required skilled nursing care reduced the state’s overall Medicaid expenditures. Further, it provided options to individuals

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What Are The Long-Term Care Costs in Estate Planning?

Long-Term Care Payment Options Continue to be Limited The Wall Street Journal continues to report on the struggles of the long-term care insurance market. Why is this important? Long-term care insurance was viewed as the middle-class solution to affording long-term care. What steps can individuals take to plan for long-term care? Meet with your Financial

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